What makes us different?

Differentiating factors.

Balter Wealth Management was awarded by Reuters^® as one America's Top Advisory practices in 2008. Among the reasons for this achievement is our successful service and education model.

First, we start problem solving the concerns of our clients.

As we prepare recommendations, our clients become part of the decision team.

We make sure each client receives quality face time with regularly scheduled meetings.

We also conduct personal web/teleconference reviews.

Proactive and continual financial planning, so we can avoid the last minute what if's.

State of the art performance reporting.

Client education and weekly economic commentary.

Client appreciation and guest speaker dinner events.

Fair fees.

When I ask my clients, what is it that makes them feel valued-

The most common answers are:

Treating my clients as real individuals.

Keep them informed, updated and educated.

Solve their financial issues and seek opportunities to further their goals. Remaining proactive.

We welcome you.

Laurence I. Balter

Principal

Our service model.

Households above $1 Million.

Comprehensive Wealth Management consisting of Financial Planning and Integrated Investment Management.

• extensive consultation
• business and personal financial data gathering
• establishing financial goals and objectives
• analysis of information and risk profiling
• development of tactics and strategies in a written plan to meet stated objectives, including and Investment Policy Statement

• implementation of your plan
• monitoring your plan and making necessary adjustments

The process is analytical and advisory, involving evaluation of your present financial situation, income tax and investment planning, estate and retirement planning with specific recommendations in each of these areas. The planning is an ongoing service that requires a review and revision of the plan periodically.

The financial plan may address any or all of the following areas of concern:
• investment portfolio analysis and recommendations
• income tax and cash flow
• assessment of client risk and individual portfolio risk
• education funding
• estate tax analysis and multigenerational asset transfer strategies
• insurance audit - life, disability and LTC
• retirement strategies for accumulation and tax efficient distributions using probability forecasting
• business consulting and benefit integration for closely held corporations or self-employed
• executive compensation, cash balance pension plans and 401k.

Develop portfolios that may include any or all of the following types of investments; individual equity securities, no-load mutual funds, ETFs, municipal and corporate bonds, government securities and various other investment products. The allocation plan takes into consideration your overall assets, management style, risk analysis and stated concerns and objectives.

Households between $500,000 and $1,000,000.

We provide continuous advice and asset management to you regarding investment of your funds based upon a risk assessment and your stated goals, objectives and timeframe. Develop a customized Investment Policy Statement (IPS) and create and manage investment portfolios based upon your preferences as set forth in the IPS.

Develop portfolios that may include any or all of the following types of investments; individual equity securities, no-load mutual funds, ETFs, municipal and corporate bonds, government securities and various other investment products. The allocation plan takes into consideration your overall assets, management style, risk analysis and stated concerns and objectives.

Our model portfolios consist of a combination of individual equity securities, no-load mutual funds, ETFs, municipal and corporate bonds, government securities and various other investment products. The allocation plan takes into consideration your overall assets, management style, risk analysis and stated concerns and objectives.